Free tool

How bad is your invoicing, really?

Nine questions. Two minutes. You'll get a payment health score and the three things hurting your cash flow most — no call, no pitch.

Most freelancers and agencies don’t have a payment problem. They have a processproblem — they just feel it as a payment problem when the money’s late again.

I built this after doing dozens of these by hand on calls. Same gaps came up every time — net 30 instead of net 14, follow-up “when I remember,” invoicing end-of-month. So I turned it into a scorecard you can run yourself.

How it works

1

Answer 9 questions

Your payment terms, how you follow up, when you invoice, how clients pay. All multiple choice. Honest answers only — this is for you, not me.

2

Get your score

0–100, with a band: Healthy, Leaky, or Bleeding. Most people land in Leaky and are genuinely surprised.

3

Get your 3 fixes

The three highest-impact things to change this week, ranked. Specific to your answers, not generic advice.

What payment terms do you put on most invoices?

1/9What payment terms do you put on most invoices?

When do you send the invoice?

2/9When do you send the invoice?

What happens after you hit send?

3/9What happens after you hit send?

Do you send anything before the due date?

4/9Do you send anything before the due date?

How do clients actually pay you?

5/9How do clients actually pay you?

Is there a late fee in your terms?

6/9Is there a late fee in your terms?

A client asks for a “quick extra thing.” What happens?

7/9A client asks for a “quick extra thing.” What happens?

How many invoices are overdue right now?

8/9How many invoices are overdue right now?

Who does the chasing when something's overdue?

9/9Who does the chasing when something's overdue?

0/9 answered — honest answers only, this is for you, not me.

Reclaim your time

Invoices that build themselves from milestones, hours and retainers.

Invoices built from the work. Books stay in QuickBooks or Xero.

Get started — $29/moBook a demo
The Handl dashboard: cash received, outstanding and overdue, a cash-flow chart around today, and this week's invoices.