Integration · Wise
Pay contractors from your Wise balance, and match what comes in
Handl connects to your Wise Business account two ways. Incoming transfers match to your invoices automatically. Outgoing pay runs leave your balance and land with your contractors, fee shown, agency pays it.
Free for 7 days, then flat plans from $29/mo.
What syncs
Two directions. One token.
Incoming transfers get matched to invoices. Outgoing pay runs get paid from the balance you already hold. Both use the same Wise connection.
Match transfers to invoices.
A client pays by bank transfer, Handl spots it on your Wise statement and marks the invoice paid. Already live.
When
Once Wise is connected. Details in the Help Centre article on matching incoming Wise transfers to invoices.
Pay runs from any balance you hold.
Statements are drafted from approved hours, approved by you, then paid from the currency balance you hold in Wise. Target-fixed: the contractor gets the full amount and you wear the fee.
When
When you approve a run. A person approves every run, and nothing moves before that.
Pay to their own Wise account.
By email or Wisetag, or to a bank account. Contractors don't need Wise.
When
Wise to Wise in the same currency is free. Otherwise Wise's fee is shown on every payout, and you pay it.
Division of labour
What stays where
Handl does
- Drafts each statement from approved hours
- Approval, caps and the audit log
- Records the payout and emails the remittance
- Books approved expenses and adjustments into project costs
Wise does
- Holds your balance
- Moves the money and converts currency
- Charges its own fee, which you pay
- Delivers it to the contractor
Handl never holds the money.
Setup
How to connect Handl to Wise
You create a token in Wise and paste it into Handl. Four steps. The Connect Wise dialog tells you where to look.
Have these ready
- A Wise Business account based in AU, NZ, US, CA, SG or MY (see the honest bit below).
- Permission to create an API token in Wise.
- A balance in the currency you want to pay from.
Step 1: Create a full-access API token in Wise.
Settings → API tokens in your Wise Business account. Read-only tokens can't fund transfers.
Step 2: Paste it into Handl.
Settings → Money → Pay your team → Connect Wise. Add a label so you know which balance it is.
Step 3: Pick the profile and see your balances.
Every currency you hold shows on the Pay runs page.
Step 4: Set caps and invite your first contractor.
Max per run, max per contractor. Then the first statement drafts itself.
Prefer to read it as an article? The step-by-step is in the Help Centre, linked in the questions below.
Connect Wise
Handl pays your contractors from this balance and matches incoming transfers to your invoices. Handl never holds the money.
Wise API token
Create a full-access token in Wise → Settings → API tokens. Read-only tokens can’t fund transfers.
Label
Wise balances
- AUD
- 12,480.20
- USD
- 8,112.00
- GBP
- 1,250.00
Profile: Dazlab Pty Ltd · Australia
Incoming transfers will match to invoices from now on.
The honest bit
Who this works for today.
Wise Business accounts based in AU, NZ, US, CA, SG or MY.
Wise lets personal API tokens fund transfers for Business accounts based in Australia, New Zealand, the US, Canada, Singapore and Malaysia. If your Wise account is somewhere else, connect Airwallex instead.
From 0.19% per transfer for conversions.
wise.com/au/pricing/business, 26 Oct 2026. Wise to Wise in the same currency is free. You pay Wise. We show it.
Time in, books out
Hours in. Pay out. Books updated.
Wise sits in the middle of the same flow as the rest of Handl: the hours come in, the client invoice goes out, the contractor gets paid, and the books stay in your accounting tool.
Hours in
Harvest, Toggl, Clockify, Hubstaff and Upwork timesheets supply the approved hours that each statement is drafted from.
Handl
Drafts the statement, runs the approval and books the cost to the project.
Wise
Pays the contractor from your balance, fee shown on every payout.
QuickBooks or Xero
Client invoices and payments sync as they do today. Approved expenses and adjustments land in Handl project costs.
Frequently asked questions
Does Handl hold my money?
Can Handl see my whole Wise account?
Which token type do I need?
What if I disconnect?
Do my contractors need Wise?
Which plans include it?
Is there a step-by-step guide?
Free tools
Take something with you
Pay your team
Already on Wise? Start your first pay run.
7-day free trial on every plan. Pay runs are $5 per contractor paid, per month. Free while we're in early access, until 31 January 2027.
Start your 7-day free trial